The FIDReC-NIMA Scheme was officially launched by The Honourable Judge of
Appeal, Justice Chao Hick Tin, Vice-President of the Court of Appeal, on 14 May
The Financial Industry Disputes Resolution Centre (FIDReC) officially
launched the Non-Injury Motor Accident (NIMA) scheme on 14 May
2008. The FIDReC-NIMA scheme is a collaborative effort amongst
FIDReC, the Subordinate Courts of Singapore, the General Insurance
Association and MAS. Under the FIDReC-NIMA scheme, NIMA claims
for a quantum of $1000 or less are required to be first brought before
FIDReC before court proceedings can be commenced.
The impetus for the FIDReC-NIMA scheme was to put in place a costeffective
and timely process for resolving NIMA disputes. As the cost
of litigation for these low value claims are often higher than the quantum
of claims themselves, the FIDReC-NIMA scheme offers consumers an
equally effective but more affordable avenue of redress. The Subordinate
Courts and the insurance industry will therefore be able to make more
efficient use of resources which would otherwise be spent on such
In conjunction with the launch of the FIDReC-NIMA scheme, the
insurance industry introduced an amendment to the claims process.
Insured persons will be required to make claims through their own
insurers instead of making third-party claims. This aims to facilitate the
development of best practices for the general insurance industry.