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First column
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Second column
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General Heading
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Specific Type of Business
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(a) Aviation
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(1) Aerial application liability
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(2) Aircraft hull
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(3) Aircraft hull war
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(4) Aircraft liability
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(5) Aircraft loss of use
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(6) Aircraft operators' and owners' legal liability
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(7) Aircraft spares and equipment
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(8) Aircraft spares and equipment, including transits
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(9) Aircraft technical records
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(10) Air meet liability
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(11) Aviation products liabilities
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(12) Aviation combined policies (hull and liabilities)
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(13) Aviation personal accident and health
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(14) Aviation premises, hangarkeeper's, refuelling, airport owners', contractors' and operators' legal liability
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(15) Chemical liability, aviation
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(16) Confiscation risks, aircraft
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(17) Hijacking of hulls of aircraft
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(18) Loss of use, aircraft and hull
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(19) Miscellaneous aviation liability
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(20) Space risk - launch and commissioning period
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(21) Space liability
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(22) Space risk liability, excluding products
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(23) Space risk, transponder operating
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(24) War - aircraft
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(25) War - aviation cargo
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(b) Energy
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(1) Atomic (nuclear) Liability
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(2) Atomic (nuclear) Physical Damage
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(3) Energy liability, onshore, claims made
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(4) Energy liability, onshore, all other
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(5) Energy - onshore
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(6) Energy - offshore
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(7) Energy - search and production vessels and offshore property
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(8) Energy - operators extra expenses and control of well
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(c) Marine
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(1) Admiralty guarantee after arrest (care custody and control)
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(2) Admiralty indemnity
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(3) Air cushion vehicles - full conditions
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(4) Air cushion vehicles - total loss only
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(5) Air cushion vehicles - third party liability
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(6) Average disbursements
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(7) Bail (marine)
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(8) Bailee's liability
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(9) Balancing charges
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(10) Blockage of waterways - marine
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(11) Blockage of waterways - war and/or political
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(12) Break-up risks
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(13) Builders guarantee (ships)
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(14) Bumbershoot and/or umbrella liabilities (marine)
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(15) Charter hire on total loss only conditions
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(16) Charterers' liability
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(17) Confiscation risks - cargo
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(18) Confiscation risks - vessels
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(19) Containers - whether or not including third party
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(20) Containers - war only
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(21) Container liability
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(22) Container - third party only
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(23) Cost of cleaning up, cost of control
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(24) Difference in conditions (vessels)
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(25) Disbursements and excesses
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(26) Fish farm
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(27) Floating cranes
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(28) Floating docks
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(29) Floating docks, total loss only
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(30) Foul berth
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(31) Freight
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(32) Increase value /excesses
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(33) Interest, total loss only
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(34) Loss of hire - vessels
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(35) Marine legal liability - all other
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(36) Marine legal liability - claims made
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(37) Maritime employers - liability
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(38) Mortgages additional perils (pollution)
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(39) Mortgages interest, vessels
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(40) Navigation aids service liabilities
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(41) Non-delivery or late delivery of vessels
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(42) Nuclear liability (marine)
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(43) Oil drilling and associated business - oil rigs and platforms, offshore
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(44) Oil drilling and associated business - cost of control
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(45) Oil drilling and associated business - operators extra expense
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(46) Oil rigs, offshore
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(47) Oil rigs, offshore - war
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(48) Oil rigs liability - offshore claims made
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(49) Oil rigs liability - offshore all other
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(50) Oil rigs, total loss only
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(51) Overdues, total loss only
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(52) P&I (Protection and Indemnity)
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(53) Port / Harbour authority liability
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(54) Premiums reducing
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(55) Products liability (marine)
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(56) Properties and structures
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(57) Removal of wreck liability
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(58) Running down clause
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(59) Salvage guarantee
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(60) Salvors' legal liability
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(61) Second seamen's
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(62) Seepage and pollution liability, marine all other
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(63) Seepage and pollution liability, marine claims made
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(64) Ships agents' liability
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(65) Ship breakers' liability
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(66) Shipbuilders' risks
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(67) Shipbuilders' risk - total loss only
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(68) Shipowners' interests
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(69) Ship repairers' legal liability
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(70) Stevedores liability
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(71) Strikes demurrage - hull
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(72) Strikes - hull
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(73) Stuffers' liability
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(74) Terminal operators' liability - marine
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(75) Third party liability - marine
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(76) Time - hull risks
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(77) Tow, hull and machinery, full conditions
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(78) Tow, hull and machinery, interest total loss only
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(79) Towers and excess towers liability
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(80) Vessels - total loss only
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(81) Vessels - wider conditions
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(82) Vessels - interest
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(83) Vessels - war
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(84) War - marine cargo
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(85) Water quality
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(86) Wharfingers' liability
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(87) Yachts
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(d) Property
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(1) Agricultural crop and forestry
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(2) Bloodstock
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(3) Contractors' all risk
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(4) Crops - hail
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(5) Crops - all other
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(6) Engineering all risks
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(7) Farm owners
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(8) Fine arts including antiques, other collectibles
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(9) Forestry
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(10) Furriers block
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(11) General Specie
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(12) Jewelers' block
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(13) Livestock
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(14) Malicious damage and sabotage
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(15) Paintings
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(16) Terrorism
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(17) Vandalism and malicious mischief
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(18) War cover
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(19) Weather including pluvius
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(e) General Liability
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(1) Accountants' professional indemnity
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(2) Appraisers' errors and omissions
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(3) Bankers' blanket bond
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(4) Boiler and machinery liability
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(5) Claims adjusters' errors and omissions
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(6) Collection agents' errors and omissions
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(7) Comprehensive crime
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(8) Computer crime
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(9) Computer fraud
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(10) Cyber insurance
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(11) Directors' and Officers' liability
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(12) Doctors' medical malpractice
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(13) Employment agents' errors and omissions
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(14) Errors and omissions liability
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(15) False arrest Fidelity
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(16) Fiduciary bond
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(17) Fiduciary liability
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(18) Financial service professional indemnity
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(19) Forgery
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(20) Fraud
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(21) Hospital liability
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(22) Insurance brokers' and agents' errors and omissions
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(23) Land surveyors' errors and omissions
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(24) Lawyers' professional indemnity
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(25) Medical malpractice
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(26) Patent infringement
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(27) Pension fund theft
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(28) Premium finance company errors and omissions
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(29) Products liability
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(30) Professional indemnity
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(31) Slander
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(32) Stockbrokers' "in and out" and stockbrokers' fidelity bond
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(f) Goods in Transit
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(1) Airfreight liability
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(2) Armoured carriers
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(3) Aviation cargo
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(4) Cargo all risks
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(5) Cargo, war
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(6) War on land in respect of goods in transit foreign assets
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(7) Cash in transit
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(8) Confiscation risks - cargo
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(9) Containers
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(10) Difference in conditions
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(11) Goods in transit - own goods
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(12) Goods in transit - legal liability
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(13) Liability for cargo
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(14) Trucking risks
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(g) Personal Accident and Sickness
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(1) Group schemes (in respect of renewal business only)
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(2) Kidnap and Ransom (in respect of Offshore Policies)
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(3) Health (in respect of renewal business only)
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(4) Personal Accident and Sickness (in respect of renewal business only)
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(h) Pecuniary Loss
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(1) Credit
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(2) Cancellation, abandonment and non-performance / non-appearance
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(3) Contingency
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(4) Contingent liability
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(5) Contract frustration indemnity
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(6) Contract frustration excluding war and insolvency
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(7) Contractors' plant and equipment
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(8) Earthquake
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(9) Extended warranty
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(10) Estate protection
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(11) Financial Guarantee
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(12) Force majeure - contingency
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(13) Force majeure - political
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(14) Force majeure - liquidated damages
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(15) Legal expenses
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(16) Mining Equipment
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(17) Mortgage Indemnity / Guarantee
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(18) Mechanical breakdown
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(19) Personal stop loss
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(20) Political risks
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(21) Prize Indemnity
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(22) Product Recall
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(23) Surety Bonds
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(24) Trade Credit
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