Our People

Our officers come from diverse backgrounds and disciplines, but they all share a common drive to learn and excel. You'll join an interdisciplinary team from fields ranging from economics, law and business to engineering, IT, people development and more.  

Kenneth MAS Graduate Officer

Kenneth Kwan

Banking Department

I joined MAS after the Global Financial Crisis to contribute to strengthening the resilience of Singapore's financial system. Together with regulators in other jurisdictions, we gleaned key lessons from the crisis to enhance financial stability domestically and internationally.
I enjoy working alongside diligent colleagues who are dedicated to serving the public, in a collegial environment that emphasises teamwork. I also appreciate opportunities to contribute in a wide range of areas, via rotation across various functions within MAS and a secondment to the Ministry of Finance.
My advice to youths is to always focus on doing what is right, and making things better for Singapore, Asia and our world.

Low Yen Ling Graduate Officer

Low Yen Ling

Macroprudential Surveillance Department

After my internship, joining MAS became the first choice for me because of the nurturing culture of the people here. Being in the midst of like-minded colleagues in a space that encourages free-flowing discussion and idea generation has made working here a great pleasure, not to mention the sense of satisfaction gained knowing that our work is serving a greater purpose.

An internship is helpful to determine if a work environment is suitable for you. I would encourage you to take up an internship with MAS to experience the culture and environment.


Sahanas Graduate Officer

Sahanas Syed Mubarak

Banking Department

With a background in finance and economics, I was looking for an opportunity to deepen my knowledge in these areas and develop my analytical thinking and decision-making skills. 
One thing I really liked about the Graduate Officer Scheme was the MAS Diploma in Central Banking. It's a comprehensive course that covers various aspects of MAS' role as a central bank and financial regulator. MAS also offers a great opportunity to build strong professional capabilities across the major functions/departments.

If you're a young graduate looking for a nurturing environment to learn, it's a great opportunity to shape your career goals in the macroeconomy/finance sectors.
MAS Scholar Andrew Ang

Andrew Ang

Markets Policy and Infrastructure Department

MAS was a top option for me because of how important a role it plays in Singapore’s economy and financial sector – from the management of monetary policy to the development and regulation of the financial sector. My interest in the kind of work that MAS has to offer, coupled with my interest in economics and conviction in the important role of policy naturally led me to apply for the MAS Undergraduate Scholarship and pursue a career at MAS.

If a dynamic work environment and opportunities to develop depth in expertise are some of the things you are looking for, then I’ll encourage you to consider a career with MAS.

More generally, if you are keen to work at MAS, my advice is to not be afraid of working in areas that you may not be as familiar with or comfortable with. Instead, consider it as an opportunity to pick up new knowledge, learn more about your own strengths and weaknesses, and you may in fact also find yourself developing an interest in the area.

A version of this article was first published in BrightSparks Magazine July 2023 [MAS Scholarship - Shaping the Capital Markets Landscape | BrightSparks July 2023 e-Magazine ]. Republished with permission from Kariera Group Singapore Pte Ltd.

MAS Scholar Huang Yiheng

Huang Yiheng

Reserve Management Department

It began with an interest in mathematics and economics, which naturally connect to finance given the increased linkages between financial markets and the economy. The Global Financial Crisis also piqued my curiosity about the financial industry and a career in financial regulation.

As I learnt more about the industry during my studies, I decided to specialise in quantitative finance during my post-graduate education as it best suited my interests and strengths.

I was drawn to a career in the public service and wanted a specialised role that would allow me to apply my interests and strengths. At the same time, I also hoped to have some variety in my job scope throughout my career.

As an economics student in junior college, I was acquainted with MAS’ role in formulating and implementing Singapore’s monetary policy. At a scholarship fair, I also learnt about the wide range of roles that MAS plays, as a central bank and a financial regulator. This seemed like a good fit for me, and with the impact of the Global Financial Crisis fresh in my mind, MAS struck me as a place where I could really make a difference.

A version of this article was first published in BrightSparks Magazine February 2023 [MAS Scholarship - A Career Worth Investing In | BrightSparks February 2023 e-Magazine ]. Republished with permission from Kariera Group Singapore Pte Ltd.

MAS Scholar Elliot Yeo

Elliot Yeo

Payments Department

Our work impacts both the safety and soundness of the financial sector, as well as on consumers who are customers of the financial institutions that we regulate.

I believe that MAS’ efforts in improving the risk controls and practices of banks lead to fairer treatment for consumers and a more secure financial system in which people in Singapore can have confidence in when conducting their individual and business dealings.

While the workload can be demanding, I find it fulfilling and intellectually stimulating. There is no lack of excitement, and I’m continuously given opportunities to learn new things and grow in my understanding of the challenging world we live in.

Due to the unique role of MAS as the financial regulator, financial centre developer and central bank, there is a range of functions in MAS to suit the varying interests of its staff - economic research, prudential policy, supervision of financial institutions and sustainable finance, just to name a few. 

A version of this article was first published in BrightSparks Magazine July 2022 [MAS Scholarship - Regulating with a Purpose | BrightSparks July 2022 e-Magazine ] when Elliot was in Banking Department I. Republished with permission from Kariera Group Singapore Pte Ltd.

mas officer

Fan Jia Rong

Monetary and Domestic Markets Management Department

From a young age, I had been fascinated by global economic events and the financial system. Wanting to create deeper impact, I came to understand the role of MAS in driving and shaping Singapore, and realised that MAS is an organisation where I could apply my interest for the greater good. Under the MAS Scholarship, I trained in Economics at the LSE, and Finance at Princeton University. 

At LSE, I had the privilege of learning from the former Chief Economist and Deputy Governor of the Bank of England. Meanwhile, at Princeton, I was able to learn from quantitative traders and hedge fund managers about current topics such as high-frequency trading and the characteristics of Asian capital markets. 

The economic and financial landscape is constantly evolving, and the issues that MAS officers work on are increasingly complex and cross-cutting in nature. I am glad that my training and internships prepared me for my work with MAS, which has ranged from examining the financial stability implications of climate change, to crafting MAS’ Covid-19 response to support the local economy and ultimately the lives of Singaporeans. 

My work in MAS is intellectually stimulating and rewarding, and I know it has a tangible impact on shaping Singapore’s economy and financial development. 

A version of this article was first published in BrightSparks Magazine Feb 2022 [MAS Scholarship - Regulating Finance | BrightSparks February 2022 e-Magazine ] when Jia Rong was in Macroprudential Surveillance Department. Republished with permission from Kariera Group Singapore Pte Ltd.

MAS Officer

Dave Teng

Corporate Finance & Consumer Department

At MAS, I’ve had the opportunity to work on a wide range of regulatory matters that concern the proper functioning of our capital markets and the adaptation of its rules to meet changing needs. I’m also grateful for the chance to work with colleagues who are dedicated and highly skilled; and who are concerned not only to do right, but to do good.

MAS Officer

Dawn Ng

Organisation Development & Communications Department

As a former marketer in financial services, I was first drawn to the challenge of working on the world’s largest FinTech festival that MAS organises. I joined MAS in 2018, and haven’t looked back since! At MAS, I have had opportunities to stretch myself in new areas of work, as part of our FinTech and Innovation Group, and my current department. Today, I get to help shape MAS as a great place to work at, through our organisation development and corporate planning work.


MAS officer 1

Lam Chee Hao

Financial Centre Development Department

MAS has given me opportunities to hone my competency through taking on different roles. In my previous roles in the Financial Supervision Group, I supervised a wide range of financial institutions. One of the highlights was to represent MAS in international forums on accounting and auditing standard setting. The appointment allowed me to contribute to the international supervisory community, enhance my specialist skills in accounting and develop public policy making skill. In my current role, I am developing diverse skillsets such as business development and marketing, while contributing to MAS’ growth strategies for the financial sector. 


MAS Officer

Sarah Yap

Banking Department

After having been in the banking industry for a few years, I was eager to find a job that would allow me to take on more meaningful work – work that has the potential to better the lives of the people around me. The work we do at MAS is so diverse and meaningful, and there are so many opportunities to learn new things, which is great motivation for clocking into office every day. My advice for mid-career folks who are interested in joining MAS - There is no lack of things to learn as long as you are willing and driven.


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