Digital ID and e-KYC

MAS is working with the Smart National Digital Government Office (SNDGO) and the Government Technology Agency (GovTech) to develop the National Digital Identity (NDI) platform that will provide Singapore residents with a nationally available means to prove their identity and sign documents digitally so they can transact conveniently and securely online.

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"The NDI framework will see every resident in Singapore having a unique, cryptographic, non-replicable form of digital identity."
Mr Kwok Quek Sin, Senior Director of the NDI programme, GovTech
Public Sector Infocomm Seminar

Use Cases of Digital ID and e-KYC

On-boarding of new customers

Financial institutions can use MyInfo to streamline customer on-boarding, with the customer’s explicit consent.

Authentication of customers

Log in with your fingerprint using SingPass Mobile. Say goodbye to passwords and tokens.

Digital authorisations and signatures

Enables end-to-end digital experience, truly paperless and presence-less.

MAS Initiatives

MyInfo Personal Data Hub

MyInfo Personal is a service that enables citizens and residents to manage the use of their personal data for simpler online transactions. MAS considers MyInfo to be a reliable and independent source for the purposes of verifying the customer’s personal data and where MyInfo is used, MAS will not require financial institutions to obtain additional identification documents to verify a customer’s identity.

MyInfo Business Data Hub

MyInfo Business is an extension of MyInfo Personal that include corporate data, to enable businesses to manage the use of their business data for simpler online transactions. MAS considers MyInfo to be a reliable and independent source for the purposes of verifying the business’ corporate data.

National Digital Identity (NDI)

NDI provides Singapore residents with a nationally available means to prove their identity and sign documents digitally so they can transact conveniently and securely online across the public and private sector. Together with Smart Nation and Digital Government Group (SNDGG), MAS promotes the facilitation of digital transactions through the NDI framework.

Digital ID and e-KYC 101

Non-face-to-face Customer Identification

With MyInfo, financial institutions will not be required to obtain physical documents to verify a customer’s identity and will also not be expected to separately obtain a photograph of the customer.

APIs for experimentation

The NDI Developer and Partner Portal enables developers to access NDI API specifications and use the sandbox to experiment, build and test solutions quickly and securely.

Benefits of Digital ID & e-KYC


Straight-through efficiency

Allows financial institutions to develop integrated services (such as account opening) for straight-through processing.


Secure API connectivity

Provides transactional security that can enable higher assurance transactions than is commonly available today.


Better customer experience

Paperless, presence-less, seamless customer journey with Digital ID and e-KYC.