Requirements for financial advisers and their representatives with respect to recommendations made on investment products.

Sets out general provisions applicable for insurers such as annual fees, compoundable offences, and free look for life policies, and accident and health policies.

Requirements and standards in relation to disclosure, investment guidelines, borrowing limits and operational practices for investment-linked policies.

General principles and requirements that apply to all disclosures to clients by financial advisers and their representatives.

Informs all direct life and composite insurers on the finalisation of the FAIR changes and the key changes that have been implemented in relation to enhanced product disclosure.