Rules for New Housing Loans
Explains housing loan rules, including maximum limits on loan tenure, loan-to-value ratio, mortgage servicing ratio and total debt servicing ratio.
Notices
Notice 825 Residential Property Loans
Rules for finance companies when granting residential property loans to individuals and non-individuals.
Issued pursuant to:
Applies to:
Finance Company
View Notice
Notice 825 Residential Property Loans
(546.9 KB)
This notice applies to all finance companies in Singapore. It sets out the requirements for finance companies to comply with when granting new and refinanced residential property loans, including loan-to-value limits and loan tenure rules.
Amendment Notes
- 06 Apr 2020
- MAS Notice 825 (Amendment No. 2) 2020 (550.6 KB) takes effect.
- 18 Feb 2020
- MAS Notice 825 (Amendment) 2020 (550.4 KB) takes effect.
- 06 Jul 2018
- MAS Notice 825 (Amendment) 2018 (415.5 KB) takes effect.
- 12 Dec 2017
- MAS Notice 825 (Amendment 2) 2017 (206.6 KB) takes effect.
- 11 Mar 2017
- MAS Notice 825 (Amendment) 2017 (131 KB) takes effect.
- 10 Feb 2014
- MAS Notice 825 (Amendment) 2014 takes effect. MAS Notice 825 last revised on 10 February 2014 (332 KB).
- 28 Aug 2013
- MAS Notice 825 dated 27 Aug 2013 takes effect.
- 28 Aug 2013
- MAS Notice 825 dated 13 January 2011 and last revised on 28 Jun 2013 is cancelled.